Payment Policy for PARMIGLASNI

Effective Date: March 6, 2025

At PARMIGLASNI, we are dedicated to providing our customers with a smooth and transparent payment experience when purchasing vehicles or services from us. This Payment Policy outlines the various accepted payment methods, terms, and conditions for vehicle purchases and related services.

By making a purchase from PARMIGLASNI, you agree to the terms and conditions set forth in this policy.

1. Accepted Payment Methods

We offer multiple convenient payment methods to ensure a seamless purchasing experience:

  • Cash: Full cash payments are accepted for vehicle purchases.
  • Certified Bank Check: Certified checks issued by recognized financial institutions are accepted.
  • Credit and Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover. Please note that credit card payments may be subject to processing fees.
  • Financing: PARMIGLASNI offers financing through our network of approved lenders. Financing terms are based on your credit history and the vehicle you select. Our finance team will work with you to find the best financing solution for your needs.
  • Trade-In: We accept trade-ins for vehicles. The trade-in value will be determined based on the condition and current market value of your vehicle. The trade-in amount can be applied toward the purchase price of your new vehicle.

2. Financing and Leasing Options

We offer flexible financing options to make purchasing your vehicle more affordable. Whether you’re financing through one of our lending partners or leasing, we strive to provide competitive terms.

  • Financing: Financing is available for qualified customers through our network of lending partners. The terms of your financing—such as loan amount, interest rate, and duration—will depend on your credit profile, the vehicle selected, and the loan amount. Our finance team will guide you through the process and help you secure the best financing plan available.

  • Leasing: For some vehicles, leasing options are available. Leasing allows you to drive a vehicle for a set period with the option to purchase or return the vehicle at the end of the lease term. Leasing terms will depend on the selected vehicle and your financial qualifications.

3. Payment Confirmation

Upon completion of your purchase, you will receive a confirmation email that includes details about your payment, including the amount paid, the payment method used, and the vehicle purchased. If you made a payment via credit or debit card, you will also receive an authorization confirmation from your bank or payment provider.

For bank transfers or certified check payments, a payment receipt will be provided once the funds have cleared.

4. Deposits for Custom or Special Orders

For vehicles that are special orders or custom-built, a deposit may be required to secure your purchase. The deposit amount will be credited toward your final purchase price.

  • Deposit Refund: If you choose to cancel your special order before the vehicle is processed or delivered, the deposit may be refunded, subject to the terms outlined in our Refund and Returns Policy.

  • Deposit Non-Refundable: In cases where a special order is custom-made to your specifications and is completed, the deposit may become non-refundable if the order is canceled after production has begun.

5. Sales Tax and Other Charges

Sales tax, title fees, registration, and any applicable governmental fees will be added to the final price of your vehicle purchase, in accordance with local, state, and federal tax regulations.

  • Sales Tax: Sales tax will be calculated based on your delivery address and local tax rates.
  • Additional Fees: In addition to the vehicle price and sales tax, you may incur other charges related to vehicle registration, title transfer, delivery, or services selected at the time of purchase.

6. Payment Processing Fees

For certain payment methods, such as credit card payments, a processing fee may be applied. These fees will be clearly communicated to you during the checkout process.

  • Credit Card Fees: A processing fee may be added when paying via credit card. The fee amount will vary depending on the credit card used.

7. Late Payments and Financing Terms

If you opt for financing, it is important to make your payments on time as agreed. Late payments may result in additional fees, increased interest rates, or repossession of the vehicle in accordance with the terms of the financing agreement.

  • Late Fees: If applicable, late fees may be charged for missed payments. Refer to your financing agreement for specific details regarding late fees.
  • Repossession: Failure to make timely payments may lead to the repossession of the vehicle, as outlined in the financing agreement.

8. Payment Security

We take the security of your payment information seriously. Our website and payment processing systems use industry-standard encryption technology to protect your personal and financial data.

PARMIGLASNI works with trusted third-party payment processors who comply with strict security measures. However, it is important to note that no system is entirely foolproof. We encourage customers to take appropriate precautions when entering payment information online.

9. Changes to Payment Methods or Terms

PARMIGLASNI reserves the right to modify the payment methods or terms at any time. Any changes to this Payment Policy will be updated on our website, and we encourage you to check periodically for updates. All changes will apply to transactions made after the updated terms are posted.

10. Customer Support

If you have any questions about payment methods, financing options, or need assistance with processing a payment, our customer service team is here to help:

Our team is dedicated to ensuring that your car-buying experience is smooth and that your questions or concerns are addressed promptly.

Thank you for choosing PARMIGLASNI. We look forward to providing you with a seamless payment experience as you purchase your next vehicle!